Testimonials
I secured my mortgage with a VA loan through Ron. Ron was always accessible for any questions on any days at any time. All the loan-related costs were explained upfront and there was no surprise fee at the end; I appreciated his transparency. He also had very competitive rates and allowed some flexibility with rate match and float-down, though I did not need those for my loan process. I will definitely seek him again if I need another loan or refinance.
Amanda was great and easy to work with. She has such a fun personality that made the process less stressful and she always went above and beyond.
Monica and the Watermark was very responsive and focused on what we idetified as important to us. The focus on the best possible mortgage rate was very successful.
I can't say enough great things about my experience with Watermark Capital. From day one, the entire team made me feel like I was in great hands. They were professional, responsive, incredibly knowledgeable, and always took the time to answer my questions and explain everything along the way. What really stood out to me was how genuinely invested they were in making the process as smooth and stress-free as possible. I never felt like just another client—they truly cared about helping me achieve the best outcome and were there every step of the way.
I worked with Ron Trejo back in Feb/March for my first house mortgage and I cannot recommend him enough! I was talking to other lenders at that point and not only were they unable to match the rate watermark provided, but Ron also made sure that my rate was locked and ready for me to go. Thank god for his foresight because right after that day, the rates started rising. He was on his phone answering my pettiest questions even late into the night and never made me feel guilty for asking for a loan sheet or further details in fees and rates. He's very honest and genuinely wants you to get the best rate possible, which is so rare in this market. After dealing with some lenders who were hesitant to providing loan terms, sheets, etc. before signing, I was so relieved to meet someone like Ron who was very straightforward and kind with me from the beginning. I can't thank him enough for making this process less stressful and will definitely be reaching out to him again if/when I need another loan!
